Zonke Izigaba

isekhe yesekhurithi

Ikheshi Lomsindisi Ikheshi lomsindisi yikheshi ohlelwe emaphakethini, ikakhulu xa abantu bethenga noma bebengela izinto ngokwengeza. Isebenza njengohloso oluthile lokuthi imali izolondoloziwa, kanti ke ngempela umthengi nembengeli bangahlakanipha ngendlela yokuthengisa. Fikani ukuthi ufuna ukuthenga izinto eziningi kumkhiqizo ohlenzela amashini asebhungu, njengeYiko. Ungakwamela ikheshi lomsindisi njengesigcawu sokuthi uyayiqonda futhi uzolondoloza imali. Lokhu okuhlakaniphayo kokuphepha kuvikela izinkinga phambili ngoba umbengeli uphila ngokuhlakanipha ukuthi imali isuka. Akuyona kuphela imali; kodwa futhi ubuzima. Ngemva-nyawo imbono iphakeme kakhulu, kanti ke ukuba kukhona ikheshi lomsindisi kuhle ngoba konke kuhamba kangcono. Kodwa akuyona into eyodwa ukubhala noma ukwamukela le kheshi, kanti imistiko ingathinta kakhulu. Ukufunda ukuthini ikheshi lomsindisi likhuluma kanjani nokuthi kushandiswa kanjani kuzovikela kulezi zinkinga.

Ukuthi Security Cheque Yphi Kungani Okunakekayo Kuthengiswa I

I-chekhi yesivumelwano, ngokwesibonelo, yichekhi esebenzisa njengomculo wamali akho kumsebenzi wokuthenga nokuthengisa. Ngenhlanzini ezithandayo Yiko usebenzise ngamakhasi okuthengisa, abathenga izinhlayiya emasatishini ngenkazimulo yamali futhi kudingeka ukulungise kakhulu njengabakhona emasikweni amuhlungu ukubona ubunzima, okunye kunezinkinga ezinkulu: Kufuneka kube ngeke nje ukulungise ukuthi uma umsebenzi uthe indawo, uzokwazi ukuthini kutholakala amali akhe. Ngokuthumela i-chekhi yesivumelwano, uyakithi kumuntu owabeka chekhi ngokunikezwa komthengi: “Ngilondoloza ukukhokhelwa kwamakhelini akho.” Lokhu okholo kubalulekile, ngoba iziyalo zokuthengisa zihlanza izinhlayiya eziningi noma amakhine amakhulu, futhi abathengi bafuna ukuthuthukisa ukuthi bazokhokhelwa. Ngokubheka umthengi owathenga ukuthenga izinhlayiya ezi-100 zezimali kusuka kuka Yiko: umthengi akathandi ukuthumela konke lokhu ngaphandle kokutholakala kokulungise kakhulu kokukhokhelwa ekugcineni. I-chekhi yesivumelwano yilokholo lokhu. Ngokuvamile ibhalwe ngokuphelele kohlangothi noma ikati yohlangothi uma kube sekutholakala kohlangothi. Umthengi ugcina i-chekhi kuleso sikhathi uma umsebenzi ukhokhelwe ngokuphelele noma ukuthenge uma umkhondo akakwenzeka. Lo mthetho uqinisekisa amabili: Abathengi bangathola izinhlayiya zabo futhi abathengi bakhathazeka ukuthi bazokhokhelwa. Kufuneni ngikuthembele ngeChekhi Yesivumelwano? Abathengi abaningi abathengisa ngokwesizalo bangakwazi ukuthembele i-chekhi yesivumelwano, ngoba kusenokuba kusenokhuseleko kakhulu kokuphatha amali. I-chekhi yilula ukusebenzisa kodwa kufuneka kube ngenkathi. I-chekhi enenombhalo noma nomlingo, uma kutholakala ngomthengi, kungakwazi ukuthi ukucindezeka nokudala. Ngakho ke abathengi abasebenzisana noYiko (noma noma yini engaphandle) kufuneka bafunde indlela le chekhi kufuneka kubhalwe ngayo. Kuyinto yonke yokuqina kuhlanganeni ubudlelwane obuhle futhi ukubonisa ukhathazekile kumsebenzi wokuthengi. Ukuthembele kuthuthukisa kuphela uma bonke bathathe amathuluzi. Abathengi abathengisa ngokwesizalo bafuna ukuthola ukuthembele ukuthi uma bakhala i-chekhi yesivumelwano, bangasebenza ngokusebenza kubo ngaphandle kokucindezeka ngokukhokhelwa. Lokhu okhuthaze kusho ukuthi i-chekhi yesivumelwano yisiphiwo esihlabelwe kakhulu kumthengi ngokwesizalo. Ngaphezulu, ukusebenzisa a ilabeli elithulwa ikhungela ukuthuthukisa ubomi bakho bekhipaji.

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