Ikhadi le-debit linokuba yindlela eqondile yokuphatha izindleko. Kanti, ungasebenzisa inani ethile lapho esikhundleni se-akhawunti yakho yesibhange ngaphandle kokubekeza imali engaphelele. Ungayisebenzisa ukulipha ezindlini, ku-intanethi kanti futhi ukulipha amabhalensi. Amakhadi ase-debit ne-akhadi ephinde aphinde athathelwe ayenzelwa kakhudla, awunakekela ukulandelela okuthile okuthile ukuthi usebenzisa, abakhiphule ukuthi usebenze ngemali futhi uhlangene nengcinga ngesikhangala sekhadi le-credit. Futhi angakwazi ukuthuthukisa kunokubamba ikhowudi yemali. Uma usilahla imali, ishlalela ngokudala. Kodwa uma usilahla ikhadi lakho le-debit, ungaphawula isibhange sakho ukuze zama ukumisa izilinganiso zonke ze-party ye-fraudulent. Amakhampani njenge-Yiko ayazwa lezi zidingo basonikezela izinsiza ukuze abantu bakwazi ukuphatha imali yabo ngendlela efanele.
Kungenzeka ukuthi izinketho ezilungileyo zokukhokha ngokheli ziphakamise, ikakhulukazi kumasebe esithengisa kakhulu njengezoshishini ezenza izincoma. Khona kunjalo, lezi zoshishi zidinga ikhadi elinezinkinga ezilungileyo kanye nesilinganiso. Indlela eyodwa yokuthola izinketho eziphathelene nobuhlakani kukuthi uye ngqo kumawebhusayithi wabanki. Abanki bangaba nezinhloso ezigcwele kwizikhwama zamasebe enezikhodi aziziphatha khona kakhulu. Kubalulekile ukulinganisa izindleko Kubi nokulinganisa izindleko xa ushaya amabhanki. Okunye kunawe ukulethela indlela yekhono kodwa okunye akukho. Funa futhi ukuxhumana nezinto ezifana nokukhokha kwe-ATM engaphinde igcinwe, lokhu kusikwa imali uma ufuna ukususa imali kakade. Ungakhokha futhi ngezimvume zokwakhiwa. Abashishini abanye bakhombisa okufisayo nokungafisayo ngokheli kwabo. Lokhu kusinika uhlobo olude ngempela loke uzothola lokho kufanele ukuzithoba. Ngaphezu kwalokho, ukuhlola izinketho ezifana no Ama-label ezithathelakwesokudla kunceda ukulungiselela izinyathelo zakho zokuthenga.
Xa abathengi bezoshalala bathenga ngokujulile uhlelo lwezimali ezibuyiselwayo kugunyazithembu, kukhona izici ezibalulekile okumele uqaphele. Okokuqala, ufuna ukubona ukuthi izimali eziyabelayo zihle kangani kumsebenzi wakho. Uma ubhengeza izilungiso eziningi, bhalisa amagunyazithembu afaka imali embuyiselayo ekubhengezeni. Ukuthi, njalo uma ubhengeza into, uzobuyisela iphersenti elingu-1.5 yale mali; lesi silinganiso sizoba phezulu endaweni yezimali zegama futhi sibe phansi endaweni yezomthembu engaphansi kwegama. Kuyadingeka ukuthi udle $1,000 kuzilungiso futhi igovenimenti ibuyisele kepha $30. Emva koko ungadlala konke le mali kento engaphezulu, lokhu kuhle!
Okunye okufanele kuqaphele kukuthi uzothola kanjani izibonokho. Kukhona izinhlangano ezimbalwa ezathola amaphuzu ngamadola angena. Buzisa yena na ungakwazi ukuguqula lezi zibonokho kumaphakathi kwezinto onelungelo lokuthenga: ikhadi elinikezela izixhumanisi zezikhipha noma umphakathi wokuthengisa/izinto ezigcinwe ngempahla yakho. Ezinye izimo, izibonokho kungaba izinkululeko zokuhamba azisetyenziswa ngaphandle kokuqiniseka ukuthi usebenza kakhulu. Funa futhi uma kukhona izibonokho zokubhalisa. Okunye kwekhadi kunezibonokho ezidingekayo ekubhaliseni, ngakho kungakusiza empahla yakho ukuba ihlanzele. Dlulisani izinketho njenge Amalabeli Oyilo kungasebenze futhi njengesibonelo esibalulekile ekuphatheni kwemali yesivumelwano.
Ekugcineni, qiniseza ukuthi umthwalo wempahla ungeneliselela kanjalo ngokuthi uzoyisebenza kanjalo ikhadi lokukhipha imali. Uma uyazi ukuthi uzoyisebenza konke okuphakade kumalini amakhulu, bheke umthwalo obonisa impahla ngokujulile ngalokhu kungani. Yiko ibonisa okwengeziwe ngokuthini amakhampu akwenzela ukuthi abizwe ngokubeni lezinye izinketho, ngazokwazisa ukuthi abathengi abakhokhelwa ngokuphelele kungcono kuthi kuthintekile kancane. Isithwala sakhe ukuthuthukisa ukuthi uthole okungaphelele kwezimali zakho. Umthwalo wempahla wokukhipha imali ongcono ungakwenzela umsebenzi wakho futhi wenze ukuphatha imali kakhulu ngokulula ngokwenza izigaba ezinhle.
Isizathu sokuba ikhadi lokudonswa kwemali libe umngane omuhle kangaka ekufuneni kwakho ukonga okungcono kakhulu ezitolo ezinkulu ukuthi kudingeka uqaphele ukuthi yini oyisebenzisayo kulezo zitolo. Ukukhokha ngekhadi lokudonswa kwemali, kunokuba ukhokhe ngemali noma ngekhredithi, kukugcina uhambisana ngokwengeziwe nesabelomali sakho ngoba kukwenza uphoqeleke ukuba usebenzise kuphela lokho osunawo kakade ebhange. Uma ufuna ukonga imali eningi kakhulu uma usebenza esitolo esidayisa yonke impahla usebenzisa ikhadi lokudonswa kwemali, kumelwe uhlele. Ngaphambi kokuba uqale ukuthenga, bheka ekhabetheni lakho. Njengoba usaqhubeka, yenza uhlu ukuze ugxile futhi unciphise ukuthenga okungadingekile. Uma unekhadi lokudonswa kwemali, ungabona kalula ukuthi usebenzisa malini ngokuya kuhlelo lwakho lokusebenza lwebhange. Ngaleyo ndlela, ungakwazi ukubala kalula ukuthi ususele nemali engakanani ongayisebenzisa lapho uhlola izinto ezisohlwini. Esinye iseluleko esiwusizo ukufuna amadili akhethekile noma ukukhushulwa esitolo esikhulu. Ngezinye izikhathi, bayakuvumela ukuba ukhokhe ngekhadi lokudonswa kwemali; lokhu kungakongela imali eyengeziwe. Qiniseka ukuthi uyawabona amakhadi noma ukukhushulwa abakushoyo kuwebhusayithi/kuhlelo lokusebenza lukaYiko, ngoba lokho kungakunika imali eyengeziwe. Ungonga imali ethile futhi ungasebenzisi ngisho nekhadi lakho lesikweletu uma usebenzisa ikhadi lokudonswa kwemali. Khumbula, ukucabangela imali kuwukuhlakanipha ngokwezimali futhi ikhadi lokudonswa kwemali lingaqinisekisa lokho!
Xa ushaya ukuthola ikhadi lesilinganiso ekhokhelweni okuphelele, kubaluleke ukulinganisa izintshisekelo nezinkampu zezikhathi ezitholakalayo. Uyasebenza ngokulinganisa izinto eziphathelene nendlela oyishaya ngayo. Qala ngokuhlola izinketho zekhadi likaYiko. Ziningi izikhathi zazilahlekela izinkampu kusayithi bazo ukuze ubhekene ngokushesha. Cinga ngento eyiwona makhulu kwakho. Isibonelo, izikhwama ezithile kungaba nezindleko ezincane, ngakho-ke uzilinda lezi zimali ukuze ushaye. Ezinye kungaba nezinkinga ezelula ukuthengisa, njengegazi elizokuba kuyamalwa kuthenga kwakho emakhokheni akhokhelwe. Sebenza ngokuthi kungekho inqumo, lokhu kusho ukuthi awuzicingeki kuzo zonke izilinganiselo ezingavunyelwanga. Kunezilonda ezinhle ezidlulwa khona, futhi. Ungenisa izinketho ezahlukene zekhadi ukuze ulinganise ngaphandle kukaqeda. Ungalikhathazeki ukufunda ngamanye amafowuni esihlangothini, ukufinyelela kwi-ATM nokugcina izilinganiselo. Xa wenza isikhathi sokulinganisa, uzokwazi ukukhetha ikhadi lesilinganiso elilungile kangaka elikwenza ukuthenga kwakho ekhokhelweni kukhona njengoba kuyadingeka kakhulu futhi kuyajabulisa. Kuyalingana nomqondo wokwenza izinqumo ukuhlanganisa amandla akho ekuthengeni.
Ukwalaselwa ku-Yiko, okungumqeqeshi wezimibhalo yokulindela ukulahshwa ne-engqondweni yokusekela. Sinenhla yokulindela ukulahshwa.
Iningi 6, Umgca woHlanu weJinsheng, I-Jinping Industrial Zone, eShantou, KwaGuangdong
Ikhophi Right © Shantou Yiko Anti-Counterfeit Technology Co., Ltd. Zonke iindlela zihlupheka. Inqubomgomo Yokuvikela
EN